Dr Tee (Ein55)

Don’t Buy Wrong Stock (张冠李戴)

Posted on March 5, 2020 Written by Dr Tee (Ein55)

Ensure right stock name, ticker and even exchange for investing in stocks. Don’t collect tips, did not record full details, buying wrong stock with close name, ending up a giant stock may become a junk stock.

In the last Ein55 charity course, we also shared 2 “Ah Seng” stocks in Malaysia with very similar names, both are giant stocks but very different business: Hup Seng (biscuit) vs Hap Seng (plantation).

Sometimes for the same business group, there could be similar names for subsidiaries but different stocks. Sometimes a subsidiary stock (eg Vicom) could perform much better than its parent stock (eg. ComfortDelGro) which has more diversified business.

Even for the same stock, “what to buy” may not “now to buy”. A common mistake of beginner in knowledge collector (tip strategy) is to Google, searching for good stocks to buy, not knowing that the same stock could be bearish in trend (wrong timing) or could change in fundamental each quarter (eg BreadTalk, Q4/2019 recorded a “loss”).

Independent decision making with PA (Personal Analysis) is important. Learn from Dr Tee free 4hr course to take action on the right global giant stocks. Register Here: www.ein55.com

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Filed Under: Stock Market Tagged: wrong stock

Evolution of Bear Market

Posted on March 5, 2020 Written by Dr Tee (Ein55)

Mini bear (short term downtrend) and mini bull (short term uptrend) usually would take turn in uncertain markets until a major trend (longer term trend) is confirmed.

As of now, US short term stock market is losing short term momentum with S&P500 below intermediate support of 3000 points (was a critical resistance before that). The current global stock market correction of about 10% has reflected the initial fear of Coronavirus, similar to Asian stock market 5-8% correction during lunar new year in late Jan to reflect the initial fear of China Coronavirus condition.

Currently it is still fear driven stock market correction but when the real economy is affected with longer period of pandemic (over 6-12 months) with manufacturing supply chain broken, reduced spending globally (less tourists, less shoppers, less spending), then the big bear will not be too far as it would be fundamental driven (country economy will fall and many business which depends on consumers would be less profitable or even making losses), share prices would be bearish for over 6-12 months, worse if coupled with falling of stock market from high optimism.

Therefore, whenever stock prices up or down, evaluate if it is fear or fundamental driven. Coronavirus crisis so far on stock market is still fear driven but having potential to be fundamental driven when dragging too long.

New virus (stock market is at mercy of Coronavirus):

-> initial spreading, initial fear, stock fall 10%

-> more spreading (pandemic), more fear, stock fall 20%

-> quarterly economy falls, more fear, stock fall 30%

-> yearly economy falls, great fear, stock fall 50%

-> continue the downtrend circle of stock <—> economy until Low optimism at L3 to L4 (world level)

Learn to take action in stocks, converting crisis into opportunity. Learn from free 4hr investment course by Dr Tee: www.ein55.com

Filed Under: Macroeconomy, Stock Market Tagged: bear market, global financial crisis

Perfect Storm – Global Spreading of Coronavirus

Posted on March 5, 2020 Written by Dr Tee (Ein55)

Second Wave – global spreading of Coronavirus, potential chain reactions in stock market:
-> regional fear of Coronavirus
-> global fear of health crisis
-> L4 stock from high to mid to low optimism
-> global financial crisis

Fear driven by US, No 1 economy needs special attention as it affects over 50% global stocks.

Last 1 month when Coronavirus was serious in China, Singapore and Asia, the local Asian fear were insufficient to affect the US or global stock market due to small size of Asian stock market.

In summary, safer to position as short term trend-following trader or investor. A mini bear could be a correction but also could evolve into a big bear.

Sars in 2003 was regional (mostly Asia) and occured at L4 world stock market low optimism, therefore impact was limited to global stocks as potential of falling further is limited.

This time in year 2020, Coronavirus is less deadly than Sars but spreading globally (even to Africa, the only safe continent is Antarctica but no one could confirm as it is too cold there), causing global fear, having potential to be a black swan to trigger global financial crisis if the condition could not be controlled by summer (before May) as currently L4 world stock market and L3 US stock market are at high optimism.

It usually only takes 6-12 months to drop from high to low optimism, therefore Coronavirus has to be controlled globally (reaching 95-99% peak as the development in China and Singapore) within 3 months by end of May, else the more “deadly” global financial crisis may be triggered, especially if US is badly affected.

Coronavirus may not be so deadly, 1% people may die. Global financial crisis could be more deadly, both short term (see the news, even millionaire or billionaire who could not control greed may lose financially, a few ending own lives eventually) and long term (eg depression over finance condition, especially if investing in junk speculative stocks which may not recover at all after the crisis).

Back to the source, China is showing declining trend (less than 1% new daily cases), following by Singapore (stable to downtrend, about 0-3 new daily cases in last 1 week, about 1-2% new daily cases). If global countries follow similar measures as China and Singapore over the last 1 month (eg restrictive travelling, public health education, quick action on isolation for infected cases, etc), it is possible for the rest of world to take another 1-2 months (by end of Apr) to reach its 95-99% peak as well.

If the virus cannot be avoided, then the second best goal is to minimise the impact. Action is important, similar to fight against Coronavirus and also to face the global financial crisis which may be like an emerging virus, we won’t know how deadly is this black swan but early action (ok to be considered kiasi or kiasu) would help (eg, exit as a short term investor when the loss is more than the risk tolerance level). Same as Coronavirus, we need to stay alive in stock market by preserving the capital unless investing in a portfolio of global giant stocks, then one could have the option to hold through the financial crisis, similar to Warren Buffett style of buy low & hold.

Meanwhile, Malaysia is tougher, having 3 potential crisis at the same time: Coronavirus, stock market and political. Hope this is not the perfect storm. Learn to convert crisis into stock investment opportunity: www.ein55.com

Filed Under: Personal Analysis, Stock Market Tagged: coronavirus, perfect storm, stock market

Global Stock & Coronavirus Analysis (Updated 5 Mar 2020)

Posted on March 5, 2020 Written by Dr Tee (Ein55)

– World vs SG

world and Singapore Coronavirus daily update

– China vs World Outside China

Here are a few main conclusions on Coronavirus with additional analysis on world outside China (due to serious outbreak in South Korea, Iran, Italy and emerging potential in the rest of the world).

1) China

China started first in Dec 2019, also the first country to reach 99% peak (daily new cases is less than 1% of total) by end of Feb 2020, aligned with earlier Technical Analysis projection with bi-linear model.

2) Singapore

Singapore is unfortunately experiencing second wave (new clusters of infection), aligning with spreading in the rest of the world outside China (especially in South Korea, Iran, Italy and Japan). Need to monitor the second peak (new max daily cases) vs the first peak (was 9 cases for Singapore), if “higher high” is achieved, Singapore may be back to growing phase as there could be cross-infection among the countries (not limited to China or a few countries).

If Singapore follows similar pattern of China (especially non-Hubei region), there is a time lagging period of 1+ month after China, Singapore may reach 99% peak by end of Mar 2020 or in Apr 2020 (if second wave in world outside China is longer and more serious than expected).

3) World Outside China

Singapore now is dependent on the World (especially Outside China), therefore good condition in China does not help Singapore much. Currently the world (outside China) is still growing, despite there is a dip yesterday in daily cases but it is insufficient to establish a clear trend (need at least 1 week of downtrend without serious new outbreak in another country). Based on population, world ex China has 5X potential than in China, therefore if it becomes pandemic, there could be 5x more cases than in China (non-Hubei which is about 50% of China cases).

US is part of “World Outside China” category, relatively still not so serious at the moment (considering the population of US). However, trend of the rest of the world is growing with Coronavirus, even if “second wave” is trending down, there could be 3rd or 4th wave in any city or country as there is time lagging effect for Coronavirus to spread from 1 country to another country (eg. from China Wuhan to Singapore in 1-2 months, then to the rest of the world in 1-3 months).

It is still a good news to see China condition improves significantly over the past 1 month (with condition that we trust the data reported) as the rest of the world including Singapore would follow similar pattern in near future, just take extra few more months to end or at least control the health crisis (reaching 99% peak with less than 1% new daily cases).

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Thinking positively, world outside China (including Singapore) could follow the footstep of China, both for Coronavirus (uptrend and then downtrend) and stock market (correction for a few days during first week of fear, then up again). G7 includes US are taking pro-active actions to stimulate economy to prolong the current bull market (started since year 2009). For example, US Federal Reserve has started to cut interest rate further by 0.5%, despite US economy is still strong.

There is no need to worry as we could only control what’s within our capacity. This is true for Coronavirus, also valid for stock investment (eg. what stocks to buy, when to buy/sell is within one control but exactly when and what crisis may come is beyond the radar). We just need to take the right actions, then depend on the probability to give us the unfair advantage (eg. low chance to be infected, high probability of winning in stocks).

While taking precautionary measures for Coronavirus, learn to take calculated risk to invest in global giant stocks at discounted prices with this rare health crisis which is only a correction in global stock market at the moment. The main focus is on the next global financial crisis which could be the best opportunity for an investor.

Learn from Dr Tee free 4hr stock investment course to convert the crisis into opportunity. Register Here: www.ein55.com

Filed Under: Macroeconomy, Personal Analysis, Stock Market Tagged: coronavirus, stock market

Invest in 4 Credit Card Giant Stocks (Visa, Mastercard, AMEX, Discover)

Posted on February 27, 2020 Written by Dr Tee (Ein55)

credit card stock visa mastercard amex discover

Would you like to pay by Card or Cash or Cheque? When Dr Tee was still a university student about 30 years ago in US, this was the common question asked at that time. During university time, as a student without income, I was “given” or mail directly to home, a few credit cards each year (the T&C was to use it to activate, else just discard it to reject). Until today, the question is still about the same but having more choices for electronic payment.

With increasing cashless and credit payment over the decades, both credit card companies and banks (issuers of credit cards) can make a lot of profits with fees paid by merchants. At the same time, consumers are tempted to purchase more (pay later, sometimes with discount), therefore merchants could gain back the “losses” of fees paid to credit company.

So, technically, the more one spends, the more everyone gains, until one day, when there is a credit crisis (eg. during global financial crisis: dotcom bubble after year 2000, subprime crisis in 2008-2009), then when consumers spend less, then the lower gains (not even loss) to the credit card industry, would induce a crisis in credit card company share prices.

Here are 4 credit card giant stocks with strong business fundamental behind each of them which requires 2 main investing strategies, cyclic investing or growth investing:

1-2) Visa (NYSE: V) & MasterCard (NYSE: MA)

Visa or MasterCard? This is the question asked 30 years ago, still asked today, could be 30 years later by most merchants for payment. This is a duopoly, dominating the credit card industry for decades. They have a wide global network of payment which is a strong economic moat, younger competitors are hard to get nearer.

For both Visa and Mastercard, the share prices has gone up about 20 times (yes, 2000% profit) over the last decade since recovery from the last financial crisis. Visa is relatively more defensive than Mastercard.

Both credit card companies are more suitable for growth investing strategy (Buy & Hold), buy low during global financial crisis and hold for long term capital gains. Even for short term, sometimes they are suitable for momentum trading (Buy & Hold for a period of time, eg weeks or months), but more suitable for bullish stock market with strong uptrend (Buy High, Sell Higher)

3) American Express (NYSE: AXP)

Technically, American Express (AMEX) is not a credit card (a charge card instead). For convenience, we group it under credit card stock for comparison. AMEX is more costly to merchants (higher fee), therefore the coverage is not as wide as Visa or Mastercard.

AMEX is considered a relatively weaker (among 4) credit card giant stock, growth is slower. It is more suitable for cyclic investing strategy (Buy Low Sell High), share price has gone up about 10 times over the past decade since global financial crisis.

4) Discover Card (NYSE: DFS)

Discover Card is still considered a “young” credit card, despite Dr Tee has used it about 30 years ago when I was still a student in US. I like Discover card 30 years ago as I remember it could give about 2% cash rebate which was a new idea at that time (getting cash back by spending) but now very common in many other credit cards.

Discover card is listed under Discover Financial Services (DFS.NYSE). It is a giant credit card stock with strong fundamental but more suitable for cyclic investing (Buy Low Sell High), share price has gone up about 10 times over the past decade since global financial crisis.

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Warren Buffett also has 3 credit card companies shares (AMEX, Visa, Mastercard) under his stock investment portfolio. When others in the world are spending money, these credit companies including Warren Buffett are making money around the clock, every second.

As a retail investor, you may not have the capital as Warren Buffett to buy so many stocks. Therefore, we need to be selective in stocks for investment. You can start your investment journey to establish a dream team portfolio of 10 best stocks in 10 promising sectors / countries, leveraging on the next global financial crisis to buy low, either sell high or hold long term in future.

Drop by Dr Tee free 4hr investment course to learn how to position in global giant stocks with 10 unique stock investing strategies, knowing What to Buy, When to Buy/Sell.

Learn further from Dr Tee valuable 7hr Online Course, both English (How to Discover Giant Stocks) and Chinese (价值投资法: 探测强巨股) options, specially for learners who prefer to master stock investment strategies of over 100 global giant stocks at the comfort of home.

You are invited to join Dr Tee private investment forum (educational platform, no commercial is allowed) to learn more investment knowledge, interacting with over 9000 members.

Filed Under: Market Cycle Investing, Stock Market Tagged: american express, amex, Blue Chip Stocks, credit card, discover, growth stock, mastercard, US Stocks, visa, warren buffett

Warren Buffett Apple is the “Best Business in the World”?

Posted on February 25, 2020 Written by Dr Tee (Ein55)

Warren Buffett invests in Apple Inc (NASDAQ: AAPL) and thinks that it is “probably the best business in the world”.

Of course, this statement should be issued AFTER Warren Buffett has invested heavily in Apple Inc. Followers of Buffett would then follow to buy the same stock but at much higher price. Apple is still the same Apple with strong fundamental but FA (Fundamental Analysis) is not the only consideration. There are other key variables in investment, eg:

1) Prices of Apple is a few times higher. This will affect price to valuation. Warren Buffett bought Apple at much lower price, therefore the risk of longer term investing is lower and return is much higher.

2) S&P 500 is at high optimism. US stock market could affect Apple but Apple may not able to affect US stock market. This is Level Analysis, aligning individual stock with the stock market.

3) US economy is at the best of past decade, how to be better? When spending is high, how to be higher for Apple to grow? This is a relative consideration of business for individual stock (Level 1) vs economy of a country (Level 3).

4) Other black swans such as Coronavirus threat (affect retail shopping), China economy slowdown (Apple having lots of business in China), US presidential election (results could affect US-China trades in future), etc.

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In short, investing in Apple has to align with own personality, not simply following Warren Buffett blindly as his personality (depth of business analysis, self-confidence, holding power, diversification, capital, etc) could be different.

Even at current high price (nearly US$300, doubled from US$150 in about 1 year), the optimism level is around 41%, considered a fair price based on Ein55 valuation. However, Apple is more suitable for short term momentum trading as world stock market (Level 4) and US stock market (Level 3) are at higher optimism, it is safer to do short term investing, applying trend-following with closer monitoring. Of course, if Apple is fine each month, then short term investor may gradually become medium term or even long term investor. This is different from starting to aim for long term investing at high optimism stock market unless one could accept moderate return by holding a long term and able to withstand the possible correction due to global financial crisis.

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Back to the title, is “Apple the Best Business in the World”? Fundamental of Apple is indeed very good, it may be Warren Buffett’s best business (since he invested in this business) but may not be the best business in the world. There are other better stocks in the world with stronger business than Apple but investor has to learn how to identify these giant stocks and wait patiently to invest in them at discounted prices.

A giant stock could be just a small cap company (too small for Warren Buffett’s capital which could only consider large cap) but suitable for retail investor with condition to diversify with 10 giant stocks.

Learn from Dr Tee free 4hr stock investment course to consider global giant stocks from various sectors with strong business comparable with Apple, then forming a dream team stock portfolio. Register Here: www.ein55.com

Filed Under: Fundamental Analysis, Market Optimism, Stock Market Tagged: apple, stock, warren buffett

Level 3 Crisis in Malaysia Stock Market and Politics

Posted on February 24, 2020 Written by Dr Tee (Ein55)

The last 48 hours in Malaysia was like episodes of drama series “Games of Thrones”, more exciting than stock market.

Dr M is supported unanimously by both ruling parties (PH) and opposition (BN, PAS, etc) to be the Prime Minister of Malaysia, probably the first case ever in the world politics. However, Dr M decides to resign as PM and Chairman of own party today.

Now, all interested parties and alliances would fight for endorsement by Dr M over the next few days. As an expert in politics (94 years old PM, a world record of most senior political leader), Dr M would leverage on this political “crisis” to reshuffle the power distribution, without any party leadership (he has resigned from own party), he could select supporters from parties or individuals who align with his vision to continue as new PM. In short, he would have the full control in formation of new government alliance unless the parliament is resolved to have a new General Election (if so, he may not be part of the new game).

Political crisis could be an opportunity, smaller parties could become “kingmaker” when position right. Dr M may need more support of both alliances (PH & BN), so that he could have stronger control.

Malaysia stock market falls nearly 3% today, KLCI is below the critical 1500 points (nearly last 10 years low), correcting more than 20% from the market peak a few years ago, fulfill the technical criteria of a bear market. Many Bursa blue chip stocks are falling to low optimism, attractive low prices.

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There are 3 similarities between Stocks and Politics.

1) Investing / Politics during Crisis

Crisis is also opportunity for stock market, provided one could position correctly, focusing only the right stocks (similar to choosing the right parties to support) with strong business fundamental, waiting patiently for the prices to fall to attractive level (similar to Dr M waits for both alliances to fight for his support now).

2) Diversification in 10 stocks portfolio and 10 parties alliance

As a smart investor, one does not need to invest in only 1 or a few stocks as right could be high (eg. PH with 4 parties, could collapse when 1 party is withdrawn). So, diversification over minimum 10 giant stocks would be safer to minimize unsystematic risks. Similarly, Dr M may also diversify his supporters from 4 parties in PH to 10 parties in entire Malaysia, so that political risk is the lowest (not controlled by 1 single party who has critical votes).

3) Leveraging in stock market and politics

An investor or trader with low capital may leverage with CFD to achieve higher return when there is good investing opportunity. Similarly, Dr M could leverage on this rare opportunity with power of only 1 person by balance the power to align with own political vision.

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Crisis is opportunity only for those who are prepared. Malaysia bursa stocks are bearish but buy low may get lower. If wait too long, the “crisis” may be over, when fear is gone, the correction may be over.

So, learn to position in regional stock market through Dr Tee free 4 hour investment course, knowing the Malaysia / US / SG / HK giant stocks to invest (What to Buy, When to Buy/Sell). Register Here: www.ein55.com

Filed Under: Personal Analysis, Stock Market Tagged: Mahathir, Malaysia, stock market crisis

99% Peak of Coronavirus on 22 Feb 2020 (World vs SG) with SWOT Analysis as Stock Investment

Posted on February 24, 2020 Written by Dr Tee (Ein55)

Based on the latest Coronavirus data until 23 Feb 2020 (see 3 charts below), we have seen the first positive sign of 99% Peak for World vs Singapore is achieved:

World: 749 new cases of total 79400 cases = 0.9% < 1%

SG: 0 new case of total 89 cases = 0% < 1%

This implies that the first possible peak (assuming 99% of cases have occurred, <1% for daily new cases) is achieved on 22 Feb 2020 (# new daily cases was 1.2% for world, 3.4% for Singapore, before falling below 1% criteria on the next day). Interestingly, the date of 99% peak was aligned perfectly with my first video published on 11 Feb 2020 to project on estimated peak of 22 Feb 2020

The analysis was disturbed by the change in diagnosis method by China Hubei, which was further finetuned in second video, confirming by Technical Analysis on the current bearish trend for # new Coronavirus in World & Singapore, projected 99% Peak by end of Feb 2020 (25 Feb 2020 to be exact)

From statistics point of view, from 99% peak, there will be still <1% new daily case for a period of time. It may take another 1-2 months for the virus spreading to reach 100% peak (eg. 0 new daily case for at least 14 days based on incubation period). This assumes no second wave of infection (eg. workforce back to work, new major outbreaks in certain countries) which may not be true, therefore requiring further monitoring, eg. checking if # cases in World and Singapore still <1% (eg <=800 cases for World, <=1 case for Singapore) . If more than >1%, is it below the critical support (2000 cases for World, 2 cases for Singapore)? It means the 99% Peak may be subjective to unknown conditions in future but it is a positive signal to see the first 99% Peak on 22 Feb 2020.

SWOT Analysis

So, does it mean the threat of Coronavirus is confirmed over for World and Singapore? It may not be 100% as the Technical Analysis is based on past statistics over a probability (eg. 99% peak). Similar to investment, past may not be repeated exactly in future (eg. SARS cases may not be exactly the same to guide Coronavirus COVID-19 cases, past 1 month of trend in # cases may not be continued for next 1 month, etc), although the downtrend so far is consistent with projected earlier but still need to monitor for possible reversal (eg. second wave of infection in World or Singapore).

Statistical Analysis (including Technical Analysis) is quantitative but lagging based on the past, assuming certain connection between past and future.

Similar to stock investment, it is important to perform SWOT (Strength / Weakness / Opportunity / Threat) Analysis to “see” the future but in a qualitative way.

S (Strength)

Strong awareness among the countries in the world to implement various measures, eg. reducing flights, stricter local isolation, quicker diagnosis and medical help, etc. This helps to minimize spreading of Coronavirus globally and locally.

W (Weakness)

People may not follow the rule. Eg. 1 person (super spreader) in South Korea could infect about 200 others. Just 1 loophole in the system could result in collapse of entire system. Each country just needs 1 case, eg. the first case of infection in China (mess up with wild life?), the first case of infection in Singapore (tourist from Wuhan), etc.

O (Opportunity)

With higher temperature from Winter to Spring, # cases globally could reduce gradually, may end completely (100% peak) before the hot summer.

Great fear in COVID-19 may start a health revolution globally which could help to prevent other future more deadly viruses and reduce # death of current diseases (eg. seasonal flu).

T (Threat)

The World data is mainly >90% based on China cases. 1 case in Wuhan could affect entire China, Singapore and the world. Similarly, 1 case could start in any country or city which is unprepared or take it lightly. Currently, there are 3 potential “Wuhan” model in Korea Daegu, Japan (from cruise Diamond Princess) and Italy Lombardy, with exponential growth observed. If uncontrolled, these mini Wuhan could spread like wild fire, just need 1 case and ignorant mass to start the spreading.

Singapore is well recognized as Best in many areas in the world, including dealing with Coronavirus crisis. However, even if Singapore could totally stop the virus to 0 case with over 14 days, the potential threat in future is there as Singapore in an international city with so many global tourists coming to Singapore (Singapore people also likes to travel to other countries). So, the Coronavirus threat could only end in Singapore when the World has no new case, absolute 0.

4 Types of Dr Tee (Ein55) Investment Education Programs

These are 4 different investment programs by Dr Tee (either free or low cost), each program has its training goal:

1) 6-day Ein55 course (meet-up) – low cost (contact Dr Tee for special rates)

– most complete training for 55 Ein55 styles, both methods and practical (homework) on stock investment

– www.ein55.com/course

2) Online course (How to Discover Giant Stocks) – $100 (75% discount, only sold at $25 now)

– focus in 3 value investing strategies (also taught in 6 day Ein55 course, equivalent to about 50% of Fundamental Analysis Section)

– permanent video by investingnote, can be shared within family members, suitable for learning from home or overseas (outside Singapore)

– https://www.investingnote.com/store/products/discover-giant-stocks-value-investing-strategies

3) Video courses (various topics) – Free

– different length (eg. 30-70 min) on various topics (eg. global stock market outlook) under Youtube Channel Ein Tee

ht tps://www.youtube.com/channel/UCEdKIPAtDx8wp3bWubMtdDw

4) Monthly 4-hr Ein55 courses (meet-up) – Free

– monthly workshop for general public in Singapore to learn 10 strategies of investing and trading

– content different from online course, an introduction of Ein55 investing styles with applications of LO-FTP (Level, Optimism, Fundamental, Technical, Personal) Analysis

– www.ein55.com

Filed Under: Personal Analysis, Stock Market, Technical Analysis Tagged: coronavirus stock market, swot analysis

Blessing in Disguise: COVID-19 Crisis Saves Lives and Investment.

Posted on February 24, 2020 Written by Dr Tee (Ein55)

There are many more diseases which cause more death than COVID-19, including regular pheumonia and seasonal flu (including Type A – H1N1). However, the impact could be more on senior citizens or group with weaker immune system, therefore usually these common diseases (pneumonia or even common flu) are not viewed seriously, not just in Singapore, also in other countries. So, the fear of COVID-19 coronavirus (unknown new health enemy) could be a blessing in disguise for the world, helping to save more lives for dying in other common diseases.

Pneumonia requires 2 vaccines injections (1 each year, over 2 years), recommended for elderly people over 60 years old, risk could be minimized significantly as effect could last for life. Seasonal flu is more tricky, different each year or every 6 months, similar to change in fashion, see which is popular virus, then requiring new injection each time, therefore may not be practical for ordinary people.

COVID-19 crisis could be an opportunity to save more lives in other diseases (than potential death in COVID-19 virus) because due to great awareness among the people (eg. wearing mask or keep a distance from those who are sick, etc), may be only 1% of results is used to prevent COVID-19 but 99% of effort indirectly helps to prevent spreading of other known diseases.

Crisis is Opportunity for Stock Investment

Similarly, for stock investment, there are many “blessing in disguise”, crisis is opportunity. Eg, many strong fundamental business stocks may not be cheap (eg. Apple Inc, NYSE: AAPL) when investors are “normal”, usually need to pay for higher prices to get a share for business ownership. However, during global financial crisis, these popular stocks could give tremendous discount, eg. Apple Inc prices dropped to half (50% discount) during 2008-2009 subprime crisis.

However, “Blessing in Disguise” is only possible for stock investment with several conditions:

1) The stock must have strong business fundamental

2) The stock price falls due to fear of market, not due to business (still strong)

3) Investor needs to have independent thinking (not affected by other people opinion), knowing what to buy, when to buy/sell.

So, stock investment knowledge is critical to convert Crisis into Opportunity. With the Coronavirus may end (or accepted globally as seasonal flu which is less deadly) in near future, it is timely to learn about stock investment.

Filed Under: Personal Analysis, Stock Market Tagged: blessing in disguise, covid-19, investment

Dr Tee Free Course – Global Stock Market Outlook with Coronavirus Technical Analysis

Posted on February 21, 2020 Written by Dr Tee (Ein55)

Crisis is Opportunity, Dr Tee has used the valuable rest days to produce more online courses. After a few days of effort, here is brand new Dr Tee Free course for Ein55 Reader on Global Stock Market Outlook (World, US, Singapore, Hong Kong, China) with Coronavirus Technical Analysis.

Here is English Version of Ein55 Video Course (Chinese version is available as Dr Tee is bilingual): https://youtu.be/NPalzYPNodU

Enjoy and give your comments for improvement. You may subscribe to Ein55 youtube channel (Ein Tee) for future Ein55 video talks. 2 Bonuses:

1) Dr Tee 9-modules Online Course on Value Investing Strategies (75% discount from $100 price for Ein55 members = $25, can be shared with whole family):
https://www.investingnote.com/store/products/discover-giant-stocks-value-investing-strategies

2) Dr Tee Free 4hr course (meet-up) and 2 investment eBooks Download:
www.ein55.com

Filed Under: Market Outlook, Stock Market, Technical Analysis

2 Free eBooks by Dr Tee (Click to Download)